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Natural hazards · Camanche

Camanche, IA natural hazards

Most of the natural-hazard damage FEMA expects in Camanche comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 61 claims here since 1982. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Camanche?

64
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camanche to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes13%Strong wind9%Cold waves6%Everything else14%
By hazard

What Camanche faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well above average · higher than 76% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about once every 22 years in the area

Strong wind

9% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Cold waves

6% of expected damage
Well below average · higher than 17% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Camanche flood?

Every paid claim on a federal flood insurance policy in Camanche, from FEMA’s records.

61paid claims since 1982
$560Kpaid to owners
10homes flooded more than once
19822026

Biggest named events

  • Severe flooding: 13 claims, $115K
  • Midwest Flooding: 5 claims, $29K
  • March 2019 Midwest Flooding: 4 claims, $51K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Camanche isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clinton County.
Disasters that hit Camanche

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camanche itself: aid to households, or repair grants to the City of Camanche.

Brought FEMA money into CamancheDeclared for Clinton County only
2020

Severe Storms

18 households applied for aid $30K aid approved $79K to the City of Camanche for repairs
2019

Severe Storms and Flooding

$279K to the City of Camanche for repairs
2008

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $8K aid approved $3K to the City of Camanche for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $5K aid approved
2001

Severe Storms, Tornadoes and Flooding

$39K to the City of Camanche for repairs
Clinton County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Camanche

Camanche and the towns around it

Clinton: Moderate, mostly inland floodingCordova: Very high, mostly inland floodingGarden Plain: Moderate, mostly inland floodingFulton: Moderate, mostly inland floodingFulton: Moderate, mostly inland floodingLow Moor: High, mostly inland floodingAlbany: Moderate, mostly inland floodingPort Byron: High, mostly inland floodingCoe: High, mostly inland floodingCordova: Very high, mostly inland floodingCamanche: High, mostly inland flooding CamancheClintonCordova
Very lowLowModerateHighVery high
Cordovamostly inland floodingVery high
Camanchemostly inland floodingHigh
Clintonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camanche is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Camanche’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Camanche. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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