Natural hazards · Burr Oak

Burr Oak, IA natural hazards

Most of the natural-hazard damage FEMA expects in Burr Oak comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burr Oak?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burr Oak to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes13%Hail13%Drought12%Cold waves9%Everything else5%

By hazard

What Burr Oak faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 5 years in the area

Hail

13% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 5 times a year in the area

Drought

12% of expected damage

Recorded about 13 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burr Oak flood?

FEMA's records show no paid flood insurance claims in Burr Oak.

of all homes
are insured

No community discount. Burr Oak isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Winneshiek County.

Disasters that hit Burr Oak

Federal disasters declared here

None of the disasters declared for Winneshiek County shows FEMA aid or repair money reaching Burr Oak itself in FEMA’s records.

Brought FEMA money into Burr OakDeclared for Winneshiek County only

Winneshiek County has had 19 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burr Oak is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Burr Oak’s own flood-insurance community; household aid to the registrant’s city; repair grants to Burr Oak. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.