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Natural hazards · Bode

Bode, IA natural hazards

Most of the natural-hazard damage FEMA expects in Bode comes from drought, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bode?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bode to be higher than in 49% of U.S. communities, mostly from drought and inland flooding.

Drought51%Inland flooding18%Cold waves13%Tornadoes9%Everything else10%
By hazard

What Bode faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

51% of expected damage
Recorded about 16 times a year in the area

Inland flooding

18% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 3 times a year in the area

Cold waves

13% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 10 times a year in the area

Tornadoes

9% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 6 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bode flood?

FEMA's records show no paid flood insurance claims in Bode.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bode isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Humboldt County.
Disasters that hit Bode

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bode itself: aid to households, or repair grants to the City of Bode.

Brought FEMA money into BodeDeclared for Humboldt County only
2024

Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

1 household applied for aid $13K aid approved
2010

Severe Storms, Flooding, and Tornadoes

7 households applied for aid $2K aid approved $4K to the City of Bode for repairs
2008

Severe Storms, Tornadoes, and Flooding

6 households applied for aid $6K aid approved
2007

Severe Storms and Flooding

$12K to the City of Bode for repairs
2007

Snow

$1K to the City of Bode for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid $250 aid approved
2001

Severe Storms, Tornadoes and Flooding

$5K to the City of Bode for repairs
Humboldt County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bode is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bode’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bode. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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