Natural hazards · Berkley

Berkley, IA natural hazards

Most of the natural-hazard damage FEMA expects in Berkley comes from drought, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Berkley?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Berkley to be higher than in 40% of U.S. communities, mostly from drought and inland flooding.

Drought56%Inland flooding20%Tornadoes9%Cold waves7%Everything else8%

By hazard

What Berkley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

56% of expected damage

Recorded about 9 times a year in the area

Inland flooding

20% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 6 years in the area

Cold waves

7% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Berkley flood?

FEMA's records show no paid flood insurance claims in Berkley.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Berkley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boone County.

Disasters that hit Berkley

Federal disasters declared here

None of the disasters declared for Boone County shows FEMA aid or repair money reaching Berkley itself in FEMA’s records.

Brought FEMA money into BerkleyDeclared for Boone County only

Boone County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Berkley is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Berkley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Berkley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.