TownTapestry
Sign inJoin
BeamanGood morning
Natural hazards · Beaman

Beaman, IA natural hazards

Most of the natural-hazard damage FEMA expects in Beaman comes from inland flooding, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Beaman?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaman to be higher than in 46% of U.S. communities, mostly from inland flooding and drought.

Inland flooding33%Drought27%Hail12%Tornadoes10%Cold waves9%Strong wind8%Everything else2%
By hazard

What Beaman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Drought

27% of expected damage
Recorded about 8 times a year in the area

Hail

12% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 6 times a year in the area

Tornadoes

10% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 7 years in the area

Cold waves

9% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 9 times a year in the area

Strong wind

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Beaman flood?

FEMA's records show no paid flood insurance claims in Beaman.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Beaman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grundy County.
Disasters that hit Beaman

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Beaman itself: aid to households, or repair grants to the City of Beaman.

Brought FEMA money into BeamanDeclared for Grundy County only
2020

Severe Storms

$10K to the City of Beaman for repairs
2013

Severe Storms, Tornadoes, and Flooding

$36K to the City of Beaman for repairs
2008

Severe Storms, Tornadoes, and Flooding

3 households applied for aid $4K aid approved
2007

Severe Winter Storms

$5K to the City of Beaman for repairs
2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
Grundy County has had 12 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaman is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Beaman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Beaman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Beaman, IAView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Beaman is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map