TownTapestry
Sign inJoin
BancroftGood night
Natural hazards · Bancroft

Bancroft, IA natural hazards

Most of the natural-hazard damage FEMA expects in Bancroft comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bancroft?

38
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bancroft to be higher than in 38% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding33%Cold waves21%Drought18%Tornadoes18%Everything else10%
By hazard

What Bancroft faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 3 times a year in the area

Cold waves

21% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 12 times a year in the area

Drought

18% of expected damage
Recorded about 11 times a year in the area

Tornadoes

18% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bancroft flood?

FEMA's records show no paid flood insurance claims in Bancroft.

of all homes
are insured
No community discount. Bancroft isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kossuth County.
Disasters that hit Bancroft

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bancroft itself: aid to households, or repair grants to the City of Bancroft.

Brought FEMA money into BancroftDeclared for Kossuth County only
2019

Severe Storms and Flooding

$32K to the City of Bancroft for repairs
2008

Severe Storms, Tornadoes, and Flooding

18 households applied for aid $30K aid approved $5K to the City of Bancroft for repairs
2007

Snow

$4K to the City of Bancroft for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved
Kossuth County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bancroft is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bancroft’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bancroft. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Bancroft, IAView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Bancroft is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map