Natural hazards · Balltown

Balltown, IA natural hazards

Most of the natural-hazard damage FEMA expects in Balltown comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Balltown?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Balltown to be higher than in 59% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes17%Cold waves10%Hail9%Everything else13%

By hazard

What Balltown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 12 years in the area

Cold waves

10% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 8 times a year in the area

Hail

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Balltown flood?

FEMA's records show no paid flood insurance claims in Balltown.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Balltown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dubuque County.

Disasters that hit Balltown

Federal disasters declared here

None of the disasters declared for Dubuque County shows FEMA aid or repair money reaching Balltown itself in FEMA’s records.

Brought FEMA money into BalltownDeclared for Dubuque County only

Dubuque County has had 18 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Balltown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Balltown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Balltown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.