Atlantic, IA natural hazards
Most of the natural-hazard damage FEMA expects in Atlantic comes from cold waves, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 1979. 3 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Atlantic?
FEMA expects yearly storm and flood damage to homes and buildings in Atlantic to be higher than in 50% of U.S. communities, mostly from cold waves and inland flooding.
What Atlantic faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Cold waves
Inland flooding
Tornadoes
Heat waves
Lower here
Not a risk here
Does Atlantic flood?
Every paid claim on a federal flood insurance policy in Atlantic, from FEMA’s records.
are insured
are insured
What’s been done with FEMA grants
3 federal disasters brought FEMA money here
Disasters the President declared that paid out in Atlantic itself: aid to households, or repair grants to the City of Atlantic.
Severe Storms, Tornadoes, and Flooding
Severe Storms, Flooding, and Tornadoes
Severe Storms, Tornadoes, and Flooding
How to read this page
FEMA’s expected losses across Atlantic total about $6.0M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.