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Natural hazards · Asbury

Asbury, IA natural hazards

Most of the natural-hazard damage FEMA expects in Asbury comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2024. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Asbury?

23
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Asbury to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding37%Tornadoes26%Cold waves15%Hail10%Strong wind6%Everything else7%
By hazard

What Asbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

26% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 22 years in the area

Cold waves

15% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 8 times a year in the area

Hail

10% of expected damage
Well above average · higher than 90% of U.S. places
Recorded about 4 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Asbury flood?

Every paid claim on a federal flood insurance policy in Asbury, from FEMA’s records.

5paid claims since 2024
$133Kpaid to owners
1homes flooded more than once
20242026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Asbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Dubuque County.
Disasters that hit Asbury

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Asbury itself: aid to households, or repair grants to the City of Asbury.

Brought FEMA money into AsburyDeclared for Dubuque County only
2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$41K to the City of Asbury for repairs
2011

Severe Storms and Flooding

$8K to the City of Asbury for repairs
2010

Severe Storms, Flooding, and Tornadoes

3 households applied for aid $6K aid approved $51K to the City of Asbury for repairs
2002

Severe Storms and Flooding

$27K to the City of Asbury for repairs
1999

Severe Storms, Flooding, and Tornadoes

$11K to the City of Asbury for repairs
Dubuque County has had 18 natural disasters declared since 1953, most often floods and severe storms.
Around Asbury

Asbury and the towns around it

Dubuque: Low, mostly inland floodingDunleith: Low, mostly inland floodingJamestown: Very low, mostly inland floodingSageville: Moderate, mostly inland floodingAsbury: Low, mostly inland flooding AsburyDubuque
Very lowLowModerateHighVery high
Dubuquemostly inland floodingLow
Asburymostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Asbury is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Asbury’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Asbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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