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Natural hazards · Albion

Albion, IA natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from drought, and overall the risk is moderate for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Albion?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 41% of U.S. communities, mostly from drought and inland flooding.

Drought38%Inland flooding35%Tornadoes12%Everything else15%
By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

38% of expected damage
Recorded about 8 times a year in the area

Inland flooding

35% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 7 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Albion flood?

FEMA's records show no paid flood insurance claims in Albion.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marshall County.
Disasters that hit Albion

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Albion itself: aid to households, or repair grants to the City of Albion.

Brought FEMA money into AlbionDeclared for Marshall County only
2020

Severe Storms

15 households applied for aid $416 aid approved
2013

Severe Storms, Tornadoes, and Flooding

$16K to the City of Albion for repairs
2008

Severe Storms, Tornadoes, and Flooding

28 households applied for aid $44K aid approved $16K to the City of Albion for repairs
2007

Severe Winter Storms

$7K to the City of Albion for repairs
2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $3K aid approved
Marshall County has had 18 natural disasters declared since 1953, most often floods and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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