Natural hazards · Waianae

Waianae, HI natural hazards

Most of the natural-hazard damage FEMA expects in Waianae comes from inland flooding, and overall the risk is very high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waianae?

97
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waianae to be higher than in 97% of U.S. communities, mostly from inland flooding and tsunamis.

Inland flooding48%Tsunamis26%Wildfire20%Everything else7%
By hazard

What Waianae faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Tsunamis

26% of expected damage
Well above average · among the top 1% of U.S. places

Wildfire

20% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Winter weatherCold wavesHeat wavesAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waianae flood?

FEMA's records show no paid flood insurance claims in Waianae.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Waianae isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Honolulu County.

What’s been done with FEMA grants

1buildings retrofitted against wind
Disasters that hit Waianae

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waianae itself: aid to households, or repair grants to Waianae.

Brought FEMA money into WaianaeDeclared for Honolulu County only
2026

Severe Storms, Flooding, Landslides, and Mudslides

233 households applied for aid $1.2M aid approved
2018

Severe Storms, Flooding, Landslides, and Mudslides

2 households applied for aid
2008

Severe Storms and Flooding

297 households applied for aid $670K aid approved
2006

Earthquake

1 household applied for aid
2006

Severe Storms, Flooding, Landslides, and Mudslides

6 households applied for aid $8K aid approved
Honolulu County has had 22 natural disasters declared since 1953, most often floods and hurricanes.
Around Waianae

Waianae and the towns around it

Makaha: Very high, mostly inland floodingMakaha Valley: Very high, mostly wildfiresMaili: Very high, mostly inland floodingNanakuli: Very high, mostly inland floodingWaianae: Very high, mostly inland flooding WaianaeMakahaMakaha ValleyMaili
Very lowLowModerateHighVery high
Makaha Valleymostly wildfiresVery high
Mailimostly inland floodingVery high
Waianaemostly inland floodingVery high
Makahamostly inland floodingVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waianae covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Waianae’s own flood-insurance community; household aid to the registrant’s city; repair grants to Waianae. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Waianae total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01