Natural hazards · Puhi

Puhi, HI natural hazards

Most of the natural-hazard damage FEMA expects in Puhi comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Puhi?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Puhi to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tsunamis14%Wildfire7%Everything else5%

By hazard

What Puhi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Tsunamis

14% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

7% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HailIce stormsWinter weatherCold wavesHeat wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Puhi flood?

FEMA's records show no paid flood insurance claims in Puhi.

of all homes
are insured

No community discount. Puhi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kauai County.

Disasters that hit Puhi

Federal disasters declared here

None of the disasters declared for Kauai County shows FEMA aid or repair money reaching Puhi itself in FEMA’s records.

Brought FEMA money into PuhiDeclared for Kauai County only

Kauai County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Puhi is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Puhi’s own flood-insurance community; household aid to the registrant’s city; repair grants to Puhi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.