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Natural hazards · Pepeekeo

Pepeekeo, HI natural hazards

Most of the natural-hazard damage FEMA expects in Pepeekeo comes from inland flooding, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pepeekeo?

100
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pepeekeo to be higher than in 100% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding67%Earthquakes28%Everything else4%
By hazard

What Pepeekeo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

28% of expected damage
Well above average · higher than 96% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailWildfireLandslidesStrong windLightningTsunamisVolcanic activity

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesDroughtAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pepeekeo flood?

FEMA's records show no paid flood insurance claims in Pepeekeo.

of all homes
are insured
No community discount. Pepeekeo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hawaii County.
Disasters that hit Pepeekeo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pepeekeo itself: aid to households, or repair grants to Pepeekeo.

Brought FEMA money into PepeekeoDeclared for Hawaii County only
2026

Earthquake

1 household applied for aid
2018

Kilauea Volcanic Eruption and Earthquakes

4 households applied for aid
2006

Earthquake

10 households applied for aid $5K aid approved
Hawaii County has had 29 natural disasters declared since 1953, most often fires and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pepeekeo is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Pepeekeo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Pepeekeo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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