Natural hazards · Omao

Omao, HI natural hazards

Most of the natural-hazard damage FEMA expects in Omao comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Omao?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Omao to be higher than in 89% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding65%Wildfire30%Everything else6%

By hazard

What Omao faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 6 times a year in the area

Wildfire

30% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

HurricanesTornadoesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Omao flood?

FEMA's records show no paid flood insurance claims in Omao.

of all homes
are insured

No community discount. Omao isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kauai County.

Disasters that hit Omao

Federal disasters declared here

None of the disasters declared for Kauai County shows FEMA aid or repair money reaching Omao itself in FEMA’s records.

Brought FEMA money into OmaoDeclared for Kauai County only

Kauai County has had 15 natural disasters declared since 1953, most often hurricanes and floods.

Around Omao

Omao and the towns around it

Very lowLowModerateHighVery high

Omaomostly inland floodingVery high

Lawaimostly inland floodingVery high

Koloamostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Omao is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Omao’s own flood-insurance community; household aid to the registrant’s city; repair grants to Omao. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.