Natural hazards · Maunaloa

Maunaloa, HI natural hazards

Most of the natural-hazard damage FEMA expects in Maunaloa comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maunaloa?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maunaloa to be higher than in 89% of U.S. communities, mostly from inland flooding.

Inland flooding65%Wildfire14%Earthquakes14%Tsunamis6%Everything else2%

By hazard

What Maunaloa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 4 times a year in the area

Wildfire

14% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

14% of expected damage

Well above average · higher than 84% of U.S. places

Tsunamis

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maunaloa flood?

FEMA's records show no paid flood insurance claims in Maunaloa.

of all homes
are insured

No community discount. Maunaloa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maui County.

Disasters that hit Maunaloa

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Maunaloa itself: aid to households, or repair grants to Maunaloa.

Brought FEMA money into MaunaloaDeclared for Maui County only

2026

Severe Storms, Flooding, Landslides, and Mudslides

10 households applied for aid $76K aid approved

2023

Wildfires and High Winds

2 households applied for aid

Maui County has had 25 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maunaloa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maunaloa’s own flood-insurance community; household aid to the registrant’s city; repair grants to Maunaloa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.