Natural hazards · Lihue

Lihue, HI natural hazards

Most of the natural-hazard damage FEMA expects in Lihue comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1992. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lihue?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lihue to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding81%Tsunamis12%Everything else7%
By hazard

What Lihue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about 6 times a year in the area

Tsunamis

12% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HailIce stormsWinter weatherCold wavesHeat wavesAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lihue flood?

Every paid claim on a federal flood insurance policy in Lihue, from FEMA’s records.

11paid claims since 1992
$763Kpaid to owners
0homes flooded more than once
19922026

Biggest named events

  • Hurricane Iniki: 7 claims, $391K
of all homes
are insured
No community discount. Lihue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kauai County.

What’s been done with FEMA grants

12buildings retrofitted against wind
1buildings floodproofed
Disasters that hit Lihue

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lihue itself: aid to households, or repair grants to Lihue.

Brought FEMA money into LihueDeclared for Kauai County only
2018

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid
2006

Severe Storms, Flooding, Landslides, and Mudslides

18 households applied for aid $8K aid approved
Kauai County has had 15 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lihue covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Lihue’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Lihue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lihue total about $6.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01