Natural hazards · Kihei

Kihei, HI natural hazards

Most of the natural-hazard damage FEMA expects in Kihei comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 200 claims here since 1980. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kihei?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kihei to be higher than in 98% of U.S. communities, mostly from inland flooding and tsunamis.

Inland flooding53%Tsunamis25%Earthquakes17%Everything else5%

By hazard

What Kihei faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tsunamis

25% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

17% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kihei flood?

Every paid claim on a federal flood insurance policy in Kihei, from FEMA’s records.

200paid claims since 1980

$19.7Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

2026-03-KonaStorm: 81 claims, $9.4M

of all homes
are insured

No community discount. Kihei isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maui County.

Disasters that hit Kihei

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kihei itself: aid to households, or repair grants to Kihei.

Brought FEMA money into KiheiDeclared for Maui County only

2026

Severe Storms, Flooding, Landslides, and Mudslides

321 households applied for aid $1.7M aid approved

2023

Wildfires and High Winds

1,537 households applied for aid $98K aid approved

Maui County has had 25 natural disasters declared since 1953, most often fires and hurricanes.

Around Kihei

Kihei and the towns around it

Very lowLowModerateHighVery high

Kiheimostly inland floodingVery high

Maalaeamostly inland floodingVery high

Waileamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kihei covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Kihei’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Kihei. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kihei total about $21.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.