Natural hazards · Kekaha

Kekaha, HI natural hazards

Most of the natural-hazard damage FEMA expects in Kekaha comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kekaha?

93
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kekaha to be higher than in 93% of U.S. communities, mostly from inland flooding and tsunamis.

Inland flooding80%Tsunamis18%Everything else2%
By hazard

What Kekaha faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 6 times a year in the area

Tsunamis

18% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HailIce stormsWinter weatherCold wavesHeat wavesAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kekaha flood?

FEMA's records show no paid flood insurance claims in Kekaha.

of all homes
are insured
No community discount. Kekaha isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kauai County.
Disasters that hit Kekaha

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kekaha itself: aid to households, or repair grants to Kekaha.

Brought FEMA money into KekahaDeclared for Kauai County only
2006

Severe Storms, Flooding, Landslides, and Mudslides

5 households applied for aid $4K aid approved
Kauai County has had 15 natural disasters declared since 1953, most often hurricanes and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kekaha is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Kekaha’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kekaha. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01