Kapaa, HI natural hazards
Most of the natural-hazard damage FEMA expects in Kapaa comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 2012. 2 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Kapaa?
FEMA expects yearly storm and flood damage to homes and buildings in Kapaa to be higher than in 94% of U.S. communities, mostly from inland flooding and tsunamis.
What Kapaa faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Tsunamis
Lower here
Not a risk here
Does Kapaa flood?
Every paid claim on a federal flood insurance policy in Kapaa, from FEMA’s records.
are insured
2 federal disasters brought FEMA money here
Disasters the President declared that paid out in Kapaa itself: aid to households, or repair grants to Kapaa.
Severe Storms, Flooding, Landslides, and Mudslides
Severe Storms, Flooding, Landslides, and Mudslides
How to read this page
FEMA’s expected losses across Kapaa total about $6.6M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.