A typical Kailua home is worth roughly $778,000
Home prices around Kailua have risen about 63% over the past 5 years.
What kind of housing town is Kailua?
Read from the numbers below. The page puts what stands out first.
Home prices up 63% in 5 years
The federal house price index for the ZIP codes around Kailua rose 63% over the past 5 years, faster than across Hawaii (46%). Last year prices rose 7.4%. Carrying the Census median home value forward with that index puts the typical Kailua home at roughly $778,000 today.
Carrying the Census median forward with the index puts a typical home at about $778K.
How Kailua ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Kailua, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
A typical home costs 8.8 years of income
More than across Hawaii (8.3 years). Try your own numbers below.
That’s $407K short of a typical Kailua home.
A two-bedroom rents for about $2,490 a month here, $1,810 less than owning.
How Kailua ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Kailua’s typical property tax (0.34% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $2,490
Renters already here pay a median of $1,754, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
How Kailua ranks on rent that’s easy to afford →
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Hawaii County, HI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
67% of Kailua households own their home
Half of Kailua’s homes were built before 1985.
Hawaii: 63% own.
U.S. Census Bureau, American Community Survey 2020-2024.
Kailua vs. its neighbors
Kailua is the 2nd least expensive of 4 neighboring towns. Tap one to see its housing page.
Compare more
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Kailua | $778K* | +7.4%† | $2,490 | $88,211 |
| Holualoa | $1.02M | −2.7% | $2,390 | $115,972 |
| Kaiminani | $773K* | +7.4%† | $2,500 | $110,560 |
| Kahaluu-Keauhou | $887K* | +7.4%† | $2,320 | $96,212 |
Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.
Neighbors talk housing
What Kailua buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.