Natural hazards · Kaanapali

Kaanapali, HI natural hazards

Most of the natural-hazard damage FEMA expects in Kaanapali comes from tsunamis, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kaanapali?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kaanapali to be higher than in 89% of U.S. communities, mostly from tsunamis and inland flooding.

Tsunamis55%Inland flooding29%Earthquakes15%Everything else1%

By hazard

What Kaanapali faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

55% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

29% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

15% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kaanapali flood?

FEMA's records show no paid flood insurance claims in Kaanapali.

of all homes
are insured

No community discount. Kaanapali isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maui County.

Disasters that hit Kaanapali

Federal disasters declared here

None of the disasters declared for Maui County shows FEMA aid or repair money reaching Kaanapali itself in FEMA’s records.

Brought FEMA money into KaanapaliDeclared for Maui County only

Maui County has had 25 natural disasters declared since 1953, most often fires and hurricanes.

Around Kaanapali

Kaanapali and the towns around it

Very lowLowModerateHighVery high

Lahainamostly tsunamisVery high

Kaanapalimostly tsunamisVery high

Mahinahinamostly tsunamisVery high

Napili-Honokowaimostly tsunamisVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kaanapali is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kaanapali’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kaanapali. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.