Natural hazards · Honalo

Honalo, HI natural hazards

Most of the natural-hazard damage FEMA expects in Honalo comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Honalo?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Honalo to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding48%Earthquakes41%Wildfire8%Everything else4%

By hazard

What Honalo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

41% of expected damage

Well above average · higher than 96% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHeat wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Honalo flood?

FEMA's records show no paid flood insurance claims in Honalo.

of all homes
are insured

No community discount. Honalo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hawaii County.

Disasters that hit Honalo

Federal disasters declared here

None of the disasters declared for Hawaii County shows FEMA aid or repair money reaching Honalo itself in FEMA’s records.

Brought FEMA money into HonaloDeclared for Hawaii County only

Hawaii County has had 29 natural disasters declared since 1953, most often fires and hurricanes.

Around Honalo

Honalo and the towns around it

Very lowLowModerateHighVery high

Honalomostly inland floodingVery high

Holualoamostly inland floodingVery high

Kealakekuamostly earthquakesVery high

Kahaluu-Keauhoumostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Honalo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Honalo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Honalo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.