Natural hazards · Hana

Hana, HI natural hazards

Most of the natural-hazard damage FEMA expects in Hana comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hana?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hana to be higher than in 83% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding52%Earthquakes24%Wildfire10%Tsunamis6%Everything else8%

By hazard

What Hana faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

24% of expected damage

Well above average · higher than 85% of U.S. places

Wildfire

10% of expected damage

Well above average · higher than 97% of U.S. places

Tsunamis

6% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesAvalanches

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hana flood?

FEMA's records show no paid flood insurance claims in Hana.

of all homes
are insured

No community discount. Hana isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Maui County.

Disasters that hit Hana

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hana itself: aid to households, or repair grants to Hana.

Brought FEMA money into HanaDeclared for Maui County only

2026

Severe Storms, Flooding, Landslides, and Mudslides

221 households applied for aid $497K aid approved

2023

Wildfires and High Winds

60 households applied for aid

Maui County has had 25 natural disasters declared since 1953, most often fires and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hana is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hana’s own flood-insurance community; household aid to the registrant’s city; repair grants to Hana. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.