Ainaloa, HI housing market
Homes typically sell in 83 days, a little above asking.
Home values, sales, trends and how Ainaloa compares with the towns next door — updated as new data is published.
Ainaloa at a glance
A strong seller's market
Homes are selling faster than new ones are listed: less than two months of supply. Well-priced homes can draw several offers.
Home prices up 52% in 5 years
The federal house price index for the ZIP code around Ainaloa rose 52% over the past 5 years, faster than across Hawaii (46%). Last year prices rose 5.7%. Carrying the Census median home value forward with that index puts the typical Ainaloa home at roughly $248,000 today.
Show as a table
| Year | Change that year | Since 2000 | Hawaii since 2000 |
|---|---|---|---|
| 2025 | +5.7% | +267% | +276% |
| 2024 | −7% | +247% | +265% |
| 2023 | +10% | +273% | +253% |
| 2022 | +13% | +238% | +231% |
| 2021 | +24% | +199% | +178% |
| 2020 | +2.4% | +142% | +158% |
| 2019 | −3.8% | +136% | +157% |
| 2018 | +2.9% | +145% | +150% |
| 2017 | +14% | +139% | +139% |
| 2016 | −2.1% | +110% | +131% |
| 2015 | +2.6% | +115% | +117% |
| 2014 | +4.8% | +109% | +106% |
| 2013 | +3.7% | +99% | +91% |
| 2012 | +15% | +92% | +83% |
| 2011 | −19% | +68% | +81% |
| 2010 | −12% | +107% | +85% |
| 2009 | −14% | +135% | +93% |
| 2008 | −9.4% | +175% | +116% |
| 2007 | −7.6% | +203% | +124% |
| 2006 | +16% | +229% | +121% |
| 2005 | +44% | +184% | +92% |
| 2004 | +32% | +97% | +52% |
| 2003 | +23% | +49% | +26% |
| 2002 | +4.1% | +21% | +15% |
| 2001 | +17% | +17% | +7.6% |
| 2000 | — | — | — |
How Ainaloa ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP code 96778, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
Ainaloa and its neighbors
| Town | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|
| Ainaloa | +5.7%† | $1,970 | $58,918 |
| Tiki Gardens | +5.7%† | $1,970 | $42,500 |
| Hawaiian Acres | — | $1,890 | $91,120 |
| Hawaiian Paradise Park | — | $1,870 | $88,348 |
| Orchidlands Estates | — | $1,870 | $73,936 |
† FHFA price index change, where Zillow has no home value for the town.
3.9 years of income
The typical Ainaloa home costs about 3.9 years of the town's median household income, less than across Hawaii (8.3 years).
How Ainaloa ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,970
HUD's Fair Market Rent for a two-bedroom in Ainaloa is $1,970 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Ainaloa pay a median of $1,358, so moving in tends to cost more than staying put. A two-bedroom takes about 40% of the town's median household income, above the 30% guideline for affordable housing.
Studio $1,510 · 4 bedrooms $2,870
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (96778; Hawaii County, HI), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.