Natural hazards · Young Harris

Young Harris, GA natural hazards

Most of the natural-hazard damage FEMA expects in Young Harris comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Young Harris?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Young Harris to be higher than in 44% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves31%Tornadoes12%Everything else13%

By hazard

What Young Harris faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 4 years in the area

Cold waves

31% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 62 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Young Harris flood?

FEMA's records show no paid flood insurance claims in Young Harris.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Young Harris isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Towns County.

Disasters that hit Young Harris

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Young Harris itself: aid to households, or repair grants to the City of Young Harris.

Brought FEMA money into Young HarrisDeclared for Towns County only

2004

Hurricane Ivan

10 households applied for aid $17K aid approved

Towns County has had 11 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Young Harris is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Young Harris’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Young Harris. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.