Natural hazards · West Point

West Point, GA natural hazards

Most of the natural-hazard damage FEMA expects in West Point comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 2002. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Point to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes13%Earthquakes5%Everything else20%

By hazard

What West Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 24 years in the area

Earthquakes

5% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Point flood?

Every paid claim on a federal flood insurance policy in West Point, from FEMA’s records.

17paid claims since 2002

$298Kpaid to owners

1homes flooded more than once

20022026

Biggest named events

Early winter storms: 1 claim, $9K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Troup County.

Disasters that hit West Point

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Point itself: aid to households, or repair grants to the City of West Point.

Brought FEMA money into West PointDeclared for Troup County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

29 households applied for aid $5K aid approved

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

18 households applied for aid $1K aid approved

Troup County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Point covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to West Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of West Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Point total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.