Natural hazards · Waverly

Waverly, GA natural hazards

Most of the natural-hazard damage FEMA expects in Waverly comes from hurricanes, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waverly?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 81% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes44%Inland flooding25%Coastal flooding11%Wildfire8%Tornadoes6%Everything else8%

By hazard

What Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

44% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

25% of expected damage

Below average · higher than 39% of U.S. places

Recorded about once every 3 years in the area

Coastal flooding

11% of expected damage

Well above average · among the top 1% of U.S. places

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Tornadoes

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 9 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waverly flood?

FEMA's records show no paid flood insurance claims in Waverly.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Waverly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Camden County.

What’s been done with FEMA grants

2flood-prone properties bought out and cleared

1homes raised above flood level

Disasters that hit Waverly

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waverly itself: aid to households, or repair grants to Waverly.

Brought FEMA money into WaverlyDeclared for Camden County only

2024

Hurricane Helene

130 households applied for aid $116K aid approved

2017

Hurricane Irma

244 households applied for aid $138K aid approved

Camden County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waverly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.