Natural hazards · Warwick

Warwick, GA natural hazards

Most of the natural-hazard damage FEMA expects in Warwick comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warwick?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warwick to be higher than in 75% of U.S. communities, mostly from inland flooding and drought.

Inland flooding31%Drought17%Tornadoes16%Hurricanes15%Cold waves13%Everything else9%

By hazard

What Warwick faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Drought

17% of expected damage

Recorded about 33 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 9 years in the area

Hurricanes

15% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Cold waves

13% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warwick flood?

FEMA's records show no paid flood insurance claims in Warwick.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warwick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worth County.

Disasters that hit Warwick

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warwick itself: aid to households, or repair grants to the City of Warwick.

Brought FEMA money into WarwickDeclared for Worth County only

2018

Hurricane Michael

106 households applied for aid $54K aid approved

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

9 households applied for aid $5K aid approved

Worth County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warwick is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warwick’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Warwick. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.