Natural hazards · Uvalda

Uvalda, GA natural hazards

Most of the natural-hazard damage FEMA expects in Uvalda comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1997. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Uvalda?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Uvalda to be higher than in 75% of U.S. communities, mostly from inland flooding.

Inland flooding56%Hurricanes12%Tornadoes10%Drought8%Everything else13%

By hazard

What Uvalda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Hurricanes

12% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Tornadoes

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 23 years in the area

Drought

8% of expected damage

Recorded about 21 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Uvalda flood?

Every paid claim on a federal flood insurance policy in Uvalda, from FEMA’s records.

3paid claims since 1997

$21Kpaid to owners

1homes flooded more than once

19972026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Uvalda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Uvalda

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Uvalda itself: aid to households, or repair grants to the City of Uvalda.

Brought FEMA money into UvaldaDeclared for Montgomery County only

2024

Hurricane Helene

957 households applied for aid $1.6M aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

5 households applied for aid $10K aid approved

Montgomery County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Uvalda is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Uvalda’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Uvalda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.