Natural hazards · Union Point

Union Point, GA natural hazards

Most of the natural-hazard damage FEMA expects in Union Point comes from inland flooding, and overall the risk is low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Union Point?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Point to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding43%Tornadoes12%Hurricanes11%Earthquakes8%Cold waves8%Heat waves7%Everything else12%

By hazard

What Union Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 23% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 40 years in the area

Hurricanes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 13 years in the area

Earthquakes

8% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

8% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 3 years in the area

Heat waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 6 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Union Point flood?

FEMA's records show no paid flood insurance claims in Union Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Union Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Greene County.

Disasters that hit Union Point

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Union Point itself: aid to households, or repair grants to the City of Union Point.

Brought FEMA money into Union PointDeclared for Greene County only

2024

Hurricane Helene

8 households applied for aid $6K aid approved

2017

Hurricane Irma

$40K to the City of Union Point for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

1 household applied for aid $5K aid approved

2000

Severe Winter Storm

$6K to the City of Union Point for repairs

Greene County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Union Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Union Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.