Natural hazards · Trion

Trion, GA natural hazards

Most of the natural-hazard damage FEMA expects in Trion comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 36 claims here since 1990. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trion?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trion to be higher than in 83% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes22%Cold waves7%Everything else10%

By hazard

What Trion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 75 years in the area

Cold waves

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trion flood?

Every paid claim on a federal flood insurance policy in Trion, from FEMA’s records.

36paid claims since 1990

$1.3Mpaid to owners

0homes flooded more than once

19902026

Biggest named events

Late summer storms: 27 claims, $971K
Early winter storms: 1 claim, $18K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Chattooga County.

What’s been done with FEMA grants

55flood-prone properties bought out and cleared

2flood-prone homes bought out and moved

Disasters that hit Trion

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Trion itself: aid to households, or repair grants to the Town of Trion.

Brought FEMA money into TrionDeclared for Chattooga County only

2009

Severe Storms and Flooding

133 households applied for aid $379K aid approved

Chattooga County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trion is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Trion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Trion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.