Natural hazards · Thomaston

Thomaston, GA natural hazards

Most of the natural-hazard damage FEMA expects in Thomaston comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1982. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thomaston?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thomaston to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding56%Tornadoes14%Heat waves7%Everything else23%

By hazard

What Thomaston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 58% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thomaston flood?

Every paid claim on a federal flood insurance policy in Thomaston, from FEMA’s records.

2paid claims since 1982

$70Kpaid to owners

0homes flooded more than once

19822026

Biggest named events

Tropical Storm Alberto: 1 claim, $58K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thomaston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Upson County.

Disasters that hit Thomaston

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thomaston itself: aid to households, or repair grants to the City of Thomaston.

Brought FEMA money into ThomastonDeclared for Upson County only

2017

Hurricane Irma

$54K to the City of Thomaston for repairs

2015

Severe Storms and Flooding

$76K to the City of Thomaston for repairs

2014

Severe Winter Storm

$23K to the City of Thomaston for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

8 households applied for aid $4K aid approved

2004

Hurricane Ivan

$28K to the City of Thomaston for repairs

2004

Tropical Storm Frances

$29K to the City of Thomaston for repairs

2000

Severe Winter Storm

$3K to the City of Thomaston for repairs

Upson County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thomaston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Thomaston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Thomaston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Thomaston total about $883K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.