Natural hazards · The Rock

The Rock, GA natural hazards

Most of the natural-hazard damage FEMA expects in The Rock comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is The Rock?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in The Rock to be higher than in 15% of U.S. communities, mostly from inland flooding.

Inland flooding49%Tornadoes11%Hurricanes7%Strong wind7%Drought7%Everything else19%

By hazard

What The Rock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 17 years in the area

Hurricanes

7% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 16 years in the area

Strong wind

7% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about 2 times a year in the area

Drought

7% of expected damage

Recorded about 53 times a year in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does The Rock flood?

FEMA's records show no paid flood insurance claims in The Rock.

of homes in flood zones
are insured

of all homes
are insured

No community discount. The Rock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Upson County.

Disasters that hit The Rock

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in The Rock itself: aid to households, or repair grants to The Rock.

Brought FEMA money into The RockDeclared for Upson County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

4 households applied for aid $6K aid approved

Upson County has had 18 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. The Rock is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to The Rock’s own flood-insurance community; household aid to the registrant’s city; repair grants to The Rock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The Rock, GA natural hazards

How exposed is The Rock?

What The Rock faces

Inland flooding

Tornadoes

Hurricanes

Strong wind

Drought

Lower here

Not a risk here

Does The Rock flood?

1 federal disaster brought FEMA money here

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

How to read this page

Where to, neighbor?

Matches

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