Natural hazards · Surrency

Surrency, GA natural hazards

Most of the natural-hazard damage FEMA expects in Surrency comes from hurricanes, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Surrency?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Surrency to be higher than in 82% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes52%Inland flooding15%Drought11%Cold waves11%Tornadoes5%Everything else6%

By hazard

What Surrency faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

52% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

15% of expected damage

Above average · higher than 51% of U.S. places

Recorded about once every 2 years in the area

Drought

11% of expected damage

Recorded about 21 times a year in the area

Cold waves

11% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Tornadoes

5% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once every 15 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Surrency flood?

FEMA's records show no paid flood insurance claims in Surrency.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Surrency isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Appling County.

Disasters that hit Surrency

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Surrency itself: aid to households, or repair grants to the Town of Surrency.

Brought FEMA money into SurrencyDeclared for Appling County only

2024

Hurricane Helene

351 households applied for aid $642K aid approved

Appling County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Surrency is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Surrency’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Surrency. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.