Natural hazards · Sumner

Sumner, GA natural hazards

Most of the natural-hazard damage FEMA expects in Sumner comes from hurricanes, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sumner?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sumner to be higher than in 39% of U.S. communities, mostly from hurricanes and drought.

Hurricanes21%Drought19%Inland flooding19%Tornadoes17%Cold waves15%Everything else10%

By hazard

What Sumner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

21% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Drought

19% of expected damage

Recorded about 28 times a year in the area

Inland flooding

19% of expected damage

Below average · higher than 38% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 10 years in the area

Cold waves

15% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sumner flood?

FEMA's records show no paid flood insurance claims in Sumner.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sumner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worth County.

Disasters that hit Sumner

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sumner itself: aid to households, or repair grants to the Town of Sumner.

Brought FEMA money into SumnerDeclared for Worth County only

2018

Hurricane Michael

76 households applied for aid $33K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

6 households applied for aid

2007

Severe Storms and Tornadoes

9 households applied for aid $11K aid approved

Worth County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sumner is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sumner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sumner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.