A typical Summerville home is worth about $188,000
Up 4.9% in a year, 43% below the Georgia typical home. Homes typically sell in 169 days, a little above asking.
What kind of housing town is Summerville?
Read from the numbers below. The page puts what stands out first.
Up 22.1% in five years
About the same pace as Georgia (22.2%).
Show as a table
| January | Summerville | Georgia |
|---|---|---|
| 2017 | $95,000 | $172,000 |
| 2018 | $97,000 | $186,000 |
| 2019 | $105,000 | $202,000 |
| 2020 | $114,000 | $215,000 |
| 2021 | $137,000 | $240,000 |
| 2022 | $163,000 | $292,000 |
| 2023 | $174,000 | $323,000 |
| 2024 | $179,000 | $334,000 |
| 2025 | $182,000 | $339,000 |
| 2026 | $182,000 | $332,000 |
| August 2026 | $188,000 | $331,000 |
A typical Summerville home worth $93K in September 2016 is worth about $188K today.
How Summerville ranks on rising home prices →
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.
A two-bedroom rents for about $970
Renters already here pay a median of $593, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Chattanooga, TN-GA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
A typical home costs 5.7 years of income
More than across Georgia (4.3 years). Try your own numbers below.
That’s $57K short of a typical Summerville home.
A two-bedroom rents for about $970 a month here, $140 less than owning.
How Summerville ranks on affordability →
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Summerville’s typical property tax (0.78% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A balanced market
About 4.4 months of supply: neither buyers nor sellers have a clear edge.
Under ~4 months of supply favors sellers; over ~6 favors buyers.
Redfin Data Center, all residential sales, May 2026.
No new homes permitted in 2025
No permits for new homes were issued in Summerville in 2025. The last year with any was 2008 (3 new homes).
Between the 2010 and 2020 censuses, Summerville's population fell by 99 and no new homes were permitted. Across Georgia: 2.6 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 0 | 0 | 0 | — |
| 2024 | 0 | 0 | 0 | — |
| 2023 | 0 | 0 | 0 | — |
| 2022 | 0 | 0 | 0 | — |
| 2021 | 0 | 0 | 0 | — |
| 2020 | 0 | 0 | 0 | — |
| 2019 | 0 | 0 | 0 | — |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 0 | 0 | 0 | — |
| 2008 | 3 | 1 | 2 | $115,000 |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 8 | 8 | 0 | $559,000 |
| 2005 | 56 | 8 | 48 | $3.1 million |
| 2004 | 58 | 10 | 48 | $4.8 million |
| 2003 | 5 | 5 | 0 | $263,000 |
| 2002 | 8 | 8 | 0 | $429,000 |
| 2001 | 7 | 7 | 0 | $375,000 |
| 2000 | 7 | 7 | 0 | $375,000 |
Summerville's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
How Summerville ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
43% of Summerville households own their home
Half of Summerville’s homes were built before 1973.
Georgia: 66% own.
U.S. Census Bureau, American Community Survey 2020-2024.
On the market in Summerville
Listed in the past 60 days. Each opens on the listing site.
Neighbors talk housing
What Summerville buyers, sellers and renters are saying.
Your answer becomes a post in Town Square.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.