Natural hazards · Stillmore

Stillmore, GA natural hazards

Most of the natural-hazard damage FEMA expects in Stillmore comes from hurricanes, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stillmore?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stillmore to be higher than in 49% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes34%Inland flooding31%Tornadoes10%Drought7%Earthquakes7%Everything else11%

By hazard

What Stillmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

34% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

31% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

10% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 26 years in the area

Drought

7% of expected damage

Recorded about 28 times a year in the area

Earthquakes

7% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stillmore flood?

FEMA's records show no paid flood insurance claims in Stillmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stillmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emanuel County.

Disasters that hit Stillmore

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Stillmore itself: aid to households, or repair grants to the City of Stillmore.

Brought FEMA money into StillmoreDeclared for Emanuel County only

2024

Hurricane Helene

74 households applied for aid $92K aid approved

Emanuel County has had 15 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stillmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stillmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Stillmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.