Natural hazards · Springfield

Springfield, GA natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 74% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding38%Hurricanes37%Tornadoes6%Heat waves6%Earthquakes5%Everything else8%

By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once every 4 years in the area

Hurricanes

37% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 51 years in the area

Heat waves

6% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 72% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springfield flood?

FEMA's records show no paid flood insurance claims in Springfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Effingham County.

Disasters that hit Springfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springfield itself: aid to households, or repair grants to the City of Springfield.

Brought FEMA money into SpringfieldDeclared for Effingham County only

2024

Hurricane Helene

986 households applied for aid $412K aid approved $87K to the City of Springfield for repairs

2024

Tropical Storm Debby

92 households applied for aid $102K aid approved

2017

Hurricane Irma

$35K to the City of Springfield for repairs

2016

Hurricane Matthew

177 households applied for aid $35K aid approved $35K to the City of Springfield for repairs

Effingham County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.