Natural hazards · Smarr

Smarr, GA natural hazards

Most of the natural-hazard damage FEMA expects in Smarr comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smarr?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smarr to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding62%Tornadoes12%Heat waves7%Everything else20%

By hazard

What Smarr faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 28 years in the area

Heat waves

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smarr flood?

FEMA's records show no paid flood insurance claims in Smarr.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smarr isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Smarr

Federal disasters declared here

None of the disasters declared for Monroe County shows FEMA aid or repair money reaching Smarr itself in FEMA’s records.

Brought FEMA money into SmarrDeclared for Monroe County only

Monroe County has had 16 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smarr is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Smarr’s own flood-insurance community; household aid to the registrant’s city; repair grants to Smarr. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.