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Housing in Siloam

A typical Siloam home is worth roughly $61,000

Home prices around Siloam have risen about 53% over the past 5 years. No new homes were permitted in 2025.

Typical home value
$61K
▼ 6.6% in a year · GA $331K
Estimate
2-bedroom rent
$1,170
a month, utilities in · HUD

What kind of housing town is Siloam?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

What it takes to buy in Siloam

Try your own numbers below.

You could afford about
$305,000
Typical Siloam home $61K

That covers a typical Siloam home, with $244K to spare.

The typical home, each month
$360
Loan $300Tax $40Insurance $20

A two-bedroom rents for about $1,170 a month here, $810 more than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Georgia typical property tax (0.77% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Price trend

Home prices up 53% in 5 years

The federal house price index for the ZIP codes around Siloam rose 53% over the past 5 years, slower than across Georgia (58%). Last year prices fell 6.6%.

Siloam areaGeorgia
−50%0%+50%+100%+150%+200%200020052010201520202025
−6.6%
past year
+53%
past 5 years
+89%
past 10 years

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Siloam, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Renting

A two-bedroom rents for about $1,170

Fair Market Rent a month, utilities included

Studio$900
1 bedroom$910
2 bedrooms$1,170
3 bedrooms$1,440
4 bedrooms$1,890
43%
of households rent · GA 34%
46
renter households

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Morgan County, GA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2025

No permits for new homes were issued in Siloam in 2025 or in any year since 2013.

Single-family
01 2013201520202025
0
new homes permitted in 2025
0
2026 so far (Jan–Aug)
0
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)000—
2025000—
2024000—
2023000—
2022000—
2021000—
2020000—
2019000—
2018000—
2017000—
2016000—
2015000—
2014000—
2013000—

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

The homes

57% of Siloam households own their home

Half of Siloam’s homes were built before 1978.

Owners and renters
Own 57%Rent 43%

Georgia: 66% own.

1978
typical home built · GA 1992
2%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024 · figures for a place this size carry wide margins of error.

Neighbors talk housing

What Siloam buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Siloam still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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