Natural hazards · Shellman

Shellman, GA natural hazards

Most of the natural-hazard damage FEMA expects in Shellman comes from drought, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shellman?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shellman to be higher than in 43% of U.S. communities, mostly from drought and inland flooding.

Drought33%Inland flooding18%Hurricanes15%Cold waves14%Tornadoes12%Everything else9%

By hazard

What Shellman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

33% of expected damage

Recorded about 54 times a year in the area

Inland flooding

18% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 7 years in the area

Hurricanes

15% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 8 years in the area

Cold waves

14% of expected damage

Above average · higher than 68% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 6 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shellman flood?

FEMA's records show no paid flood insurance claims in Shellman.

of all homes
are insured

No community discount. Shellman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Randolph County.

Disasters that hit Shellman

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Shellman itself: aid to households, or repair grants to the City of Shellman.

Brought FEMA money into ShellmanDeclared for Randolph County only

2018

Hurricane Michael

173 households applied for aid $74K aid approved $26K to the City of Shellman for repairs

Randolph County has had 8 natural disasters declared since 1953, most often hurricanes and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shellman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shellman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shellman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.