Natural hazards · Rock Spring

Rock Spring, GA natural hazards

Most of the natural-hazard damage FEMA expects in Rock Spring comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2020. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rock Spring?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rock Spring to be higher than in 44% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes36%Inland flooding26%Cold waves21%Earthquakes8%Everything else9%

By hazard

What Rock Spring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

36% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 47 years in the area

Inland flooding

26% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 2 years in the area

Cold waves

21% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rock Spring flood?

Every paid claim on a federal flood insurance policy in Rock Spring, from FEMA’s records.

1paid claims since 2020

$27Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rock Spring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Walker County.

Disasters that hit Rock Spring

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rock Spring itself: aid to households, or repair grants to Rock Spring.

Brought FEMA money into Rock SpringDeclared for Walker County only

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Associated Flooding

17 households applied for aid $5K aid approved

2009

Severe Storms and Flooding

48 households applied for aid $104K aid approved

Walker County has had 15 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rock Spring covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rock Spring’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rock Spring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rock Spring total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.