Natural hazards · Rincon

Rincon, GA natural hazards

Most of the natural-hazard damage FEMA expects in Rincon comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1995. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rincon?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rincon to be higher than in 67% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes51%Inland flooding22%Heat waves7%Tornadoes6%Earthquakes5%Everything else8%

By hazard

What Rincon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

51% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

22% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about once every 4 years in the area

Heat waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 60% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rincon flood?

Every paid claim on a federal flood insurance policy in Rincon, from FEMA’s records.

6paid claims since 1995

$59Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rincon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Effingham County.

Disasters that hit Rincon

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rincon itself: aid to households, or repair grants to the City of Rincon.

Brought FEMA money into RinconDeclared for Effingham County only

2024

Hurricane Helene

1,998 households applied for aid $717K aid approved $204K to the City of Rincon for repairs

2024

Tropical Storm Debby

158 households applied for aid $60K aid approved

2017

Hurricane Irma

$35K to the City of Rincon for repairs

2016

Hurricane Matthew

370 households applied for aid $65K aid approved $155K to the City of Rincon for repairs

Effingham County has had 11 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rincon covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Rincon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rincon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rincon total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.