Natural hazards · Reynolds

Reynolds, GA natural hazards

Most of the natural-hazard damage FEMA expects in Reynolds comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2013. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reynolds?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reynolds to be higher than in 36% of U.S. communities, mostly from inland flooding and drought.

Inland flooding39%Drought23%Tornadoes11%Hurricanes9%Everything else18%

By hazard

What Reynolds faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once every 4 years in the area

Drought

23% of expected damage

Recorded about 57 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 26 years in the area

Hurricanes

9% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reynolds flood?

Every paid claim on a federal flood insurance policy in Reynolds, from FEMA’s records.

2paid claims since 2013

$7Kpaid to owners

1homes flooded more than once

20132026

Biggest named events

Early winter storms: 1 claim, $4K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reynolds isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Taylor County.

Disasters that hit Reynolds

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Reynolds itself: aid to households, or repair grants to the City of Reynolds.

Brought FEMA money into ReynoldsDeclared for Taylor County only

2007

Severe Storms and Tornadoes

20 households applied for aid $35K aid approved

2004

Tropical Storm Frances

$9K to the City of Reynolds for repairs

Taylor County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reynolds covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Reynolds’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Reynolds. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Reynolds total about $893K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.