Natural hazards · Putney

Putney, GA natural hazards

Most of the natural-hazard damage FEMA expects in Putney comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1994. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Putney?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Putney to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes9%Cold waves6%Everything else16%

By hazard

What Putney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 5 years in the area

Cold waves

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Putney flood?

Every paid claim on a federal flood insurance policy in Putney, from FEMA’s records.

12paid claims since 1994

$228Kpaid to owners

0homes flooded more than once

19942026

Biggest named events

Tropical Storm Alberto: 1 claim, $65K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Putney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dougherty County.

Disasters that hit Putney

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Putney itself: aid to households, or repair grants to Putney.

Brought FEMA money into PutneyDeclared for Dougherty County only

2018

Hurricane Michael

3 households applied for aid

Dougherty County has had 13 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Putney covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Putney’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Putney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Putney total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.