Natural hazards · Ocilla

Ocilla, GA natural hazards

Most of the natural-hazard damage FEMA expects in Ocilla comes from hurricanes, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ocilla?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ocilla to be higher than in 42% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes26%Inland flooding18%Tornadoes12%Cold waves12%Strong wind11%Lightning10%Everything else11%

By hazard

What Ocilla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

26% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

18% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

12% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 14 years in the area

Cold waves

12% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 2 times a year in the area

Strong wind

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once a year in the area

Lightning

10% of expected damage

Well above average · higher than 86% of U.S. places

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ocilla flood?

FEMA's records show no paid flood insurance claims in Ocilla.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ocilla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Irwin County.

Disasters that hit Ocilla

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ocilla itself: aid to households, or repair grants to the City of Ocilla.

Brought FEMA money into OcillaDeclared for Irwin County only

2024

Hurricane Helene

1,247 households applied for aid $1.2M aid approved $791K to the City of Ocilla for repairs

2017

Hurricane Irma

$57K to the City of Ocilla for repairs

2004

Tropical Storm Frances

$771 to the City of Ocilla for repairs

Irwin County has had 9 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ocilla is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ocilla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ocilla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.