Natural hazards · North Decatur

North Decatur, GA natural hazards

Most of the natural-hazard damage FEMA expects in North Decatur comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 80 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Decatur?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Decatur to be higher than in 35% of U.S. communities, mostly from inland flooding.

Inland flooding65%Earthquakes11%Tornadoes9%Everything else16%

By hazard

What North Decatur faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

11% of expected damage

Above average · higher than 72% of U.S. places

Tornadoes

9% of expected damage

Above average · higher than 60% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Decatur flood?

Every paid claim on a federal flood insurance policy in North Decatur, from FEMA’s records.

80paid claims since 1979

$735Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Late summer storms: 27 claims, $340K
Hurricane Helene: 11 claims, $206K
Tropical Storm Ivan: 9 claims, $45K

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Decatur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: DeKalb County.

Disasters that hit North Decatur

Federal disasters declared here

None of the disasters declared for DeKalb County shows FEMA aid or repair money reaching North Decatur itself in FEMA’s records.

Brought FEMA money into North DecaturDeclared for DeKalb County only

DeKalb County has had 14 natural disasters declared since 1953, most often hurricanes and severe storms.

Around North Decatur

North Decatur and the towns around it

Very lowLowModerateHighVery high

Druid Hillsmostly inland floodingLow

North Decaturmostly inland floodingLow

North Druid Hillsmostly inland floodingLow

Decaturmostly inland floodingLow

Scottdalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Decatur covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to North Decatur’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to North Decatur. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Decatur total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.