Natural hazards · Nicholls

Nicholls, GA natural hazards

Most of the natural-hazard damage FEMA expects in Nicholls comes from hurricanes, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nicholls?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nicholls to be higher than in 27% of U.S. communities, mostly from hurricanes and tornadoes.

Hurricanes33%Tornadoes23%Inland flooding21%Everything else23%

By hazard

What Nicholls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

33% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

23% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 74 years in the area

Inland flooding

21% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 2 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nicholls flood?

FEMA's records show no paid flood insurance claims in Nicholls.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nicholls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coffee County.

Disasters that hit Nicholls

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nicholls itself: aid to households, or repair grants to the City of Nicholls.

Brought FEMA money into NichollsDeclared for Coffee County only

2024

Hurricane Helene

1,729 households applied for aid $3.4M aid approved $3.5M to the City of Nicholls for repairs

2018

Hurricane Michael

$12K to the City of Nicholls for repairs

2017

Hurricane Irma

44 households applied for aid $17K aid approved $42K to the City of Nicholls for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

11 households applied for aid $6K aid approved

2004

Tropical Storm Frances

$3K to the City of Nicholls for repairs

Coffee County has had 15 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nicholls is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nicholls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nicholls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.