Natural hazards · Naylor

Naylor, GA natural hazards

Most of the natural-hazard damage FEMA expects in Naylor comes from inland flooding, and overall the risk is moderate for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Naylor?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Naylor to be higher than in 43% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding41%Hurricanes28%Cold waves9%Tornadoes8%Everything else14%

By hazard

What Naylor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once a year in the area

Hurricanes

28% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Tornadoes

8% of expected damage

Below average · higher than 47% of U.S. places

Recorded about once every 19 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Naylor flood?

FEMA's records show no paid flood insurance claims in Naylor.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Naylor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lowndes County.

Disasters that hit Naylor

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Naylor itself: aid to households, or repair grants to Naylor.

Brought FEMA money into NaylorDeclared for Lowndes County only

2024

Hurricane Helene

647 households applied for aid $1.5M aid approved

2023

Hurricane Idalia

50 households applied for aid $46K aid approved

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

1 household applied for aid

Lowndes County has had 13 natural disasters declared since 1953, most often hurricanes and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Naylor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Naylor’s own flood-insurance community; household aid to the registrant’s city; repair grants to Naylor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.