Natural hazards · Nashville

Nashville, GA natural hazards

Most of the natural-hazard damage FEMA expects in Nashville comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2024. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nashville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nashville to be higher than in 55% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes38%Inland flooding32%Tornadoes14%Cold waves5%Everything else11%

By hazard

What Nashville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

38% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

32% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

14% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 33 years in the area

Cold waves

5% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nashville flood?

Every paid claim on a federal flood insurance policy in Nashville, from FEMA’s records.

1paid claims since 2024

$52Kpaid to owners

0homes flooded more than once

20242026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nashville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Berrien County.

Disasters that hit Nashville

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nashville itself: aid to households, or repair grants to the City of Nashville.

Brought FEMA money into NashvilleDeclared for Berrien County only

2024

Hurricane Helene

2,310 households applied for aid $2.8M aid approved $3.2M to the City of Nashville for repairs

2023

Hurricane Idalia

141 households applied for aid $85K aid approved $430K to the City of Nashville for repairs

2017

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

37 households applied for aid $32K aid approved $5K to the City of Nashville for repairs

2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

32 households applied for aid $41K aid approved $67K to the City of Nashville for repairs

2004

Tropical Storm Frances

$15K to the City of Nashville for repairs

Berrien County has had 14 natural disasters declared since 1953, most often hurricanes and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nashville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nashville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Nashville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.